Money & Finance

Create A Money Earning Website

Create Website> Join affiliate programs> Write Contents> Start Earning Money

A website is not only for businesses. Anyone can create a website, share useful contents and earn money using a website. Domain name, web hosting, web design software such as WordPress are required to create a website. Domain name is the name of your own website. It comes free in some web hosting plan.

Web hosting Web Hosting $3.95

Bluehost provides affordable shared hosting plan for you to host a website. $3.95 per month is a small investment to earn more money. You need a web hosting account to rent a space to store your website files on the Internet.

If you want to create your own website, WordPress web software is user- friendly and easy to use. Almost all webhosts offer WordPress installation in just a few clicks. After you install a WordPress theme and several useful plugins, you can start to post onto your website. Once set up, writing a blog post is as easy as writing an e-mail message.

If you want to hire a website designer, you can go to website like

Do you have a flair for writing?
You can write a story, share a recipe, useful instructions, product reviews or other informational materials. It can be about fashion, travel, investment and more. Even if you don’t write well, you can hire freelance from website such as Fiverr to write at the price of just $5 per article. A picture and a 500- words article can make up a great blog post.

How to earn money using your website?
– Google Adsense
– Sell your website for a profit. If your website has a good level of website traffic, you can sell it for a profit at platform like Flippa.
– Affiliate Marketing. Affiliate marketing is the process of earning a commission by promoting other company’s products or services. Through affiliate network like Affiliate Window, you can join the affiliate programs of thousands of popular online retailers Swarovski , Ferarri Store, Desigual and more.

It is better to own a website before applying for the affiliate programs. This avoids your affiliate application being rejected. After you are being accepted into the affiliate program, you will post your unique affiliate links or banners onto your website. The sales you refer to the online retailers are tracked using such links.

If you can refer a sale to the online retailers, you can earn certain amount of commission. Earnings per sale may be as high as $200, depending on the type of products you are promoting. You will be paid by check, Paypal or direct debit. Affiliate marketing is a great way of earning money online as you don’t have to maintain your own stocks or make any delivery to customers.

Earn a side income. Even if you are a student or retiree, you can earn money online through the flexibility of affiliate marketing. It is a great source of side income or full- time income.

In fact there is no limit to how much money you can earn through affiliate program. If you have high level of website traffic, you can earn a lot through affiliate programs. The more useful content you have on your website, the higher number of sales you can gain. Create a website today by signing up for affordable web hosting plan at Bluehost.

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Create A Website For Small Business

Website is no longer for the big player in the market. Small businesses must also take the initiative to create a website to maintain an online presence. This is highly essential to survive in a highly competitive environment. Whether your business is old or new on the market, you should create a website.

A website is just like your shop window on the Internet. It helps you to attract new customers. Consumers these days do their research online before they go to the physical store to make their purchase. They are a group of potential customers that you cannot miss out.

Domain name
It is best to buy a domain name that is the same as your business name. You might have to spend more money if it is not available for registration. A .com domain name is generally recommended for commercial business. It is more expensive than other less popular domain name extensions like .co but definitely worth the money.

Web Hosting
Most yearly web hosting plan comes with free one year of domain name. Web hosting is required to provide a space on the Internet for you to store your website files. Web Hosting $3.95

Hire a website designer or create your own website
Hiring a website designer to create your website might be costlier but they will make your website looks more professional. If you want to create your own website, I will recommend you to use WordPress web software. WordPress is user- friendly and has thousands of plugins to improve the functionality of your website easily. The website must be optimized for viewing on mobile phones.

Logo design
A classy or cute logo can be designed to represent your business.

Business slogan
A great slogan can leave a deep impression on the mind of consumers. For example, McDonald’s “I’m Lovin’ It,”, is catchy and easy to remember.

Headlines and succinct products and services introduction are required to cue the visitors to make purchases on your website. Place pictures of your main products to attract visitors who generally have short attention span. The menu navigation buttons to various pages of the website should be prominent to aid navigation. A search box is useful for visitors who want to search for an item using keywords.

Provide links to Facebook or other social networks to encourage following
By providing your products and services information on Facebook, you can encourage sharing of information among users and gain more customers.

Discounts and Deals
Keep your customers informed about the latest discounts and promotions of your products and services. Price can be an important buying factor that affects the buying decision of customers.

Membership program
Details and sign up procedure should be clearly written to attract more sign-ups for the membership program. You can retain your existing customers through exclusive membership program as they want to enjoy the members’ only benefits. It’s easier to retain old customers than to gain new customers.

Blog provides a great platform for you to share news of your business. For example, if you are holding a special sale event for members, you can publish pictures and related stories. The more contents you have on your website, the higher chance of attracting visitors through search engine. This is because visitors search for keywords that will land them on your website.

About Us Page
You can share the history of your business and what motivates you to start your business in the first place. Let website visitors know about the mission statement and values of your company so that they can better understand your company.

Contact information
Stores Address, phone numbers and e- mail address should be clearly listed on a page. A map is useful for helping customers to find your shops. You should provide instruction on how to go to your store if it is difficult to find.

Customer Reviews
Raving reviews from existing customers can provide a social proof to encourage and influence potential customers to make a purchase.

E- Commerce site
If you intend to sell your products and services over the Internet, you have to create an e- commerce site that sell goods and services over the Internet and accept online payment.

Shipping information
The shipping costs and terms should be clearly stated to encourage online sales.

Google Adwords or other Advertising Campaigns
If you have the advertising budget, you can advertise your website on search engines like Google or Bing. As a new website, you will find it difficult to attract visitors. Advertising using Google Adwords is a fast and cost effective way to attract website visitors.

If you want to improve the sales and profits of your small business, creating a website is a must. The cost of creating a website is small money worth spending in exchange for increase in revenue for your small business.

All Businesses Should Create Accounting Report

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A Profit and Loss Account can clearly shows you whether you made or lost money in a trading period. Accounting is essential for all kinds of business, big or small. Whether you are a café owner or retail shop owner, accurate accounting for your business is important to keep track of the financial health of your business. Your accounts can be very detailed to keep track of the profitability of every product of your business.

A spreadsheet provides an easy platform for you to create your accounting report. Microsoft Excel and Google Docs are two programs that allow you to create spreadsheets but the latter comes free. Below is an example of Profit and Loss Account created using Microsoft Excel:

Spreadsheet to calculate profit or loss of business

Depending on your business nature, you can add on more types of sales and expenses. The more detailed your P & L Account is, the better you can keep track of your business. One spread sheet for different categories of monthly sales and another spreadsheet for different categories of monthly expenses. You will create a spreadsheet to consolidate the sales and expenses in order to get the final yearly profit or loss. From the P&L account, you can calculate your profit margin and the increase or decrease of profit from month to month. Thereafter, you can create a chart to portray the trend of your profit.

As your business transactions increase, you will need professional accounting software such as those from Intuit as they can automate the process of creating P&L account. Accounting software like QuickBooks from Intuit is designed for the layman who is not required to have any accounting knowledge. It provides 30 days free trial. For those who have started out using Excel, data can be imported to Intuit’s program.

If you are trying to earn money online, you should always treat it as a serious business. Every business needs a profit and loss account. I am not saying that you should create an accounting report that is meant to be audited but just create one that can at least provides you with a profit figure. For those who handle most of its online transactions using Paypal account, you can easily find out your profit figure as the balance you have in the account is most likely your profit. However, there are quite a number of affiliate programs give commissions in the form of checks and direct bank deposits.

As an online marketer, I believe that you keep track of the traffic to your website. I would like to highlight that it is equally important to keep track of your profit. If you find that you are making losses in a particular month, this raises the alarm for you to control your costs. For instance, you can cut down the cost you spend on Internet Marketing e-books in order to increase your profit for a particular month. It is pointless to have high amount of revenue with sky high costs. By increasing revenue and controlling costs at the same time, you will increase your profit. A profit and loss account provides a basis for you to set a target for your future income. If you are able to achieve your targeted profit figure at a particular month, you can feel the sense of achievement that keep you motivated.

Quite a handful of online entrepreneurs post their Profit and Loss Account on their blog monthly. This helps to motivate newbie bloggers and themselves at the same time. I like to read other bloggers’ Profit and Loss reports as it encourage me to continue earning money online as well as telling me that earning money online is possible.

Buying And Selling Of Service At $5


Fiverr® is the world’s largest marketplace for services. A service offered on Fiverr is called a Gig®. While $5 is a popular starting price for offers on Fiverr, tiered offers called Gig Packages are now available in a variety of categories and growing. Gig Packages allow sellers to offer additional services at a wider range of price points.

Fiverr was featured on Forbes, CNN Money, The Wall Street Journal and more. Some supersellers on Fiverr are earning a full- time income on Fiverr and bought a house using their income from Fiverr. You can find more success stories on the Fiverr blog. This provides great inspiration for newbie sellers on Fiverr. New sellers on Fiverr need to have patience as sales will be slow in the beginning. Most buyers are keener of buying from sellers who have high number of sales or reviews.

I am personally a Buyer, Seller and Affiliate of Fiverr. This is my work profile on Fiverr: The gigs I offer on Fiverr are WordPress website creation, administrative tasks, transcriptions, budget creation and more. Please visit my profile page on Fiverr if you would like to hire me to do your tasks. Signing up to Fiverr is free and only registered users may buy and sell on Fiverr.

Create your profile on Fiverr

Add your language ability, education, certification, skills and portfolios on your profile to show potential customers your ability in working on the tasks. Your reviews will also be shown on your profile of Fiverr.

Being a Seller on Fiverr

How to create your own gig

1) Select a category you would like to work on.
2) Write an attractive title for your gig.
3) You can create three comparative packages for buyers to choose from.
4) Offer a suitable price for your gig.
5) Describe details of your offering clearly.
6) Write FAQs to answer the doubts that potential customers might have about your gig.
7) Upload an attractive graphic or video that describes your gig.
8) Promote your gig. There is a buyer request list where you can submit offer to interested buyers.
9) You can hire someone on Fiverr to write a gig or promote your gig at price of just $5.
10) You can only have a maximum of 7 gigs on Fiverr at any one time.
11) You can select to be on vacation mode if you are not free to accept new task for the time being.

Communicate with buyers

1) Communicate well with buyers through the messaging system. Your personal profile on Fiverr will state your average response time to show how well you communicate with your customers. My average response time is 2 hours.
2) Complete the task accurately and timely so that you can get five stars reviews from your customers. Your ratings over your lifetime on Fiverr highly determine the number of sales you will gain in future.

Performance of your gig

Go to Selling> My gig to track the performance of your gigs. Impressions, clicks, views, orders and % cancellation are all tallied and shown there. After analyzing the performance of your gigs, you may consider if you need to edit or improve the promotion of your gig.

Being Paid

Buyers pay Fiverr for orders in advance. Sellers keep 80% of each Gig they sell and successfully deliver. For example, each $5 Gig you sell and successfully deliver, accredits your account with a net revenue of $4. Fiverr accredits sellers once an order is completed.

When sellers have a balance in their seller account, they can withdraw your funds to either PayPal account, credit to Fiverr Revenue Card, or transfer money to bank account (“Direct Deposit” in the U.S.). They can withdraw money 14 days after the order is marked as completed. The waiting period for Top Rated Sellers is seven days. Sellers can use the funds they have earned to purchase gigs from other sellers too.

You can learn the ropes of managing a freelance business on Fiverr by reading useful articles on blog or forum. Fiverr offer an app to allow you to have complete control of your business, regardless of location.

Being a Buyer on Fiverr

If you would like to delegate some tasks that are time- consuming and you are not good at, Fiverr is a great platform to get work done cost effectively and nicely. You can browse various categories, add gigs to favorite, read past reviews and find out the number of orders in queue. All these information help you to decide whether you should purchase a gig from a particular seller. You will experience paradox of choice as there are many sellers on Fiverr offering the same service.

Before you order, it is better to send a private message to the seller to discuss the details of your task. Some sellers may not be able to accept your order due to tight schedule or lack of technical skills. After mutual agreement is made, you can place an order and maintain regular communication with the seller to ensure that the task can be done accordingly.


Other than acting as a buyer and seller on Fiverr, you can join them as an Affiliate. You can sign up for their affiliate program through their in- house program sign up page, Linkshare or Affiliate Window affiliate network. You can earn $14 CPA Flat rate commission, even for purchases of $5!

Join Fiverr today to increase your income by working part- time or full- time!